A large number of people think that the car is on full risk, and you can get full compensation in the event of an accident. This idea is wrong. In real life, there are many cases in which the owner of the vehicle is lost but the insurance company refuses to pay compensation. When an accident occurs in a car, there are some words that cannot be communicated to the insurance clerk. Because of this, it may not be possible to obtain appropriate compensation! E.g: 1, my car mirror is gone Do not think that buying a full insurance equals full coverage. For example, car parts such as mirrors, tires, and audio equipment are stolen. The insurance company does not pay compensation. The insurance company's regulations are also designed to prevent certain damaged lights that were previously replaced from being loaded into the same car as the model. Guaranteed behavior. Therefore, they would unilaterally think that this is the owner's own stolen, in order to defraud. 2. The driver's license could not be found and is being renewed. The insurance company will not pay compensation for the loss caused by the owner driving the lost or replaced driver's license. At this time, the driver did not have the qualifications for driving on the road, and he also seriously violated traffic laws. Therefore, you must take your driver's license at all times while driving. In addition, the insurance company will refuse to pay if the driver is inconsistent with the quasi-drive type and the high-speed internship period. 3, 48 hours after the report The loss caused by a natural disaster such as an earthquake, typhoon, or hail within 48 hours after a traffic accident has not been reported in a timely manner shall not be compensated. Individually damaged insurance such as lights and tires are not compensated because insurance companies may suspect component quality problems. Want him to lose? Then scrape the sheet metal around the lights, of course, the premise is willing. 4, I have repaired the car, documents are still reimbursed After the vehicle is out of danger, we must first determine the damage and then repair the car, otherwise the insurance company will refuse to pay compensation because it cannot determine the amount of the loss. If the vehicle occurs in a different place, or if the accident occurs during non-working hours, the owner of the vehicle must also notify the insurance company beforehand that the damaged lights must be sent to the repair company to be repaired. Don't wait for the car to be repaired and reimbursed. The car is repaired. It means that the evidence of the collision is gone. Who will reimburse you? 5, the engine water will not be on fire After the wading, the secondary ignition leads to engine damage, insurance companies do not pay. Deep in the water, after the engine stalled, the driver again forcibly caused the engine to be damaged, which was an improper operation. Therefore, the insurance company does not have to pay compensation. When the water is turned off after the wading, do not go to the ignition, should immediately call the trailer to tow the car. 6, only the lights are broken, others are okay If the lights and tires alone damage the insurance, no compensation will be paid, because the insurance company will doubt the quality of the parts. 7, the car fell from the lift In general, before the vehicle is sent for repair, the insurance company will send someone to explore the damage. If the vehicle is broken during repairs, the insurance company will refuse to pay compensation. Then the owner can only ask the repair shop for compensation. PS: Certainly choose to go to the 4S shop and regular maintenance organization for maintenance. The maximum possible avoidance of secondary injury. 8, the owner agreed to the perpetrators ran In the event of a collision with another vehicle, the other party will be fully responsible. Do not give up the right to claim compensation from the other driver privately because they feel uncomfortable or benevolent. If you give up the right to recourse against a third party, you also give up the right to seek compensation from the insurance company. The auto insurance report is also stressful and skillful. These words summarised above must not be said at the time of the report. The car owners must also keep in mind! Choosing the right Swivel can help you clean it more easily,we provide 350 Bar Swivel,5000 PSI Swivel. Swivel Swivel For Surface Cleaner,Mini Rotary Head,Commerical Use Swivels,Rotary Head For Surface Cleaner,350 Bar Swivel,5000 PSI Swivel NINGBO HAISHU OMWAY MACHINERY FACTORY , https://www.cleantheway.com